Personal Loans
More ways to get the funds you need now.
Life happens, and we're here to help. If you're looking to make a large, unexpected purchase, consolidate debt, or even cover the cost of applying for citizenship, consider a personal loan. With low rates, flexible terms, and convenient repayment options, you can meet your goals and achieve your dreams.
Ready to get started?
Fixed Rate Personal Loan
Consider a Fixed Rate Personal Loan as a smart way to finance an unexpected purchase or consolidate high-interest debt.
- Rate and payment are guaranteed for the life of the loan
- Available for a variety of terms
- Maximum loan amount $25,000.00
Personal Line of Credit
A Personal Line of Credit gives you flexible credit power. You decided when to take an advance. Unexpected expense? Covered!
- You decide the amount to access (up to your credit limit)
- As you pay down your balance, the line is there to access again and again
- Maximum Line of Credit amount $25,000.00
Secured Loan
Borrow funds while using your own savings or Certificate of Deposit (CD) as collateral. It’s like loaning money to yourself!
- Continue to earn interest on your Savings or CD
- Lower interest rates than on other types of loans
- May help improve your credit
- Minimum loan amount $500.00
Prosperity Builder Loan
Use the balance in your Metro Prosperity Builder Savings Account to help you build credit.
- Borrow up to twice as much of the balance in your account
- Maximum loan amount $10,000.00
Citizenship Loan
Helping families finance the cost of applying for citizenship.
- Fixed rate with maximum term of 36 months
- Maximum loan amount $5,000.00
Celebration Loan
Let us help you pay for the big events in your life: Quinceañeras, weddings, holidays, back to school, graduation...even a security deposit!
- Repayment terms up to 24 months
- Maximum loan amount $5,000.00
Credit Builder Loan
If you have limited or damaged credit, you can improve your credit score with a Credit Builder Loan. The money borrowed is secured in your savings account for the term of the loan.
- Establish or improve your credit score
- Your savings balance continues to earn interest
- Maximum loan amount $3,000.00
Mass Save® Residential HEAT Loan Program
Get a loan for home improvements like insulation, heating systems, hot water systems, energy-efficient thermostats, ENERGY STAR® qualified replacement windows, and more!
- 0% interest loans for home improvement
- Maximum loan amount $50,000.00
Call Mass Save® at 866.527.7283 to get started.
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